The Effect of Murabahah Financing of BMT Amanah Bersama on the Performance of MSMEs in Kedungadem

Abstrak

This research aims to examine the effect of the BMT Amanah Bersama murabahah implementation on the performance of MSMEs in Kedungadem. The method used in the research is quantitative with an associative research approach. The type of sample used is Random Side with the number of samples used being 100 respondents. The data analysis technique used is test. validity, reliability test, classical assumption test, and simple linear regression test, tested with the help of SPSS 22.0. The results of the research show that murabahah financing has a positive effect on the performance of MSMEs, which can be seen from the respondents' statements obtained by researchers regarding murabahah financing which was obtained through a questionnaire with Likert scale calculations, 70.9% of respondents agreed that the profit margin for murabahah financing agreed upon initially did not burden the respondents.As for what the researchers found in surveying respondents regarding the development of MSMEs using a Likert scale calculation, 62.2% agreed that their business capital increased after obtaining murabahah financing. KSPPS BMT Amanah Bersama also agreed that with murabahah financing, members' business development experienced a increase in turnover or sales value by 84.1%